Financial stress is your employees' number one productivity problem. Onesta shows them exactly where it's coming from.
Claro gives every employee a clear, private view of what their household debt costs them every month — and the single highest-impact action to reduce it. No bank connections. No data shared with your company. Ever.
Your employees are distracted by debt they don't fully understand.
The hidden cost
The average American employee spends 28 hours per year dealing with personal financial stress at work. Debt they don't understand is the leading driver.
Generic wellness isn't working
Most financial wellness platforms offer budgeting tools and educational articles. Employees want one thing: tell me where I'm leaking money and what to do next.
Privacy is non-negotiable
Onesta never shares individual employee data with employers. Every employee's numbers stay completely private. Your company sees nothing. That's the only way employees actually engage.
Sixty seconds to financial clarity.
Enter their numbers privately
Mortgage or rent, credit cards, auto loan, monthly income. Manual entry — nothing connects to their bank accounts.
Claro responds instantly
Total monthly interest cost across all their debt. The single biggest leak. One specific action with exact numbers. Under 200 words. No jargon.
They leave with a plan
Not a dashboard to maintain. Not a course to complete. A specific next action with real numbers attached. That's what changes behavior.
What Onesta is
- • A private, AI-powered debt clarity tool for employees
- • A transparent platform — every referral fee disclosed in exact dollars
- • A benefit employees actually use because it solves a real, immediate problem
- • Built by a founder with 25 years in consumer banking and financial services
What Onesta is not
- • Not a budgeting app with courses nobody finishes
- • Not a lender comparison site that earns from employee referrals without disclosure
- • Not a tool that reports anything back to your company
- • Not another HR platform integration project
We're running a small number of employer pilots.
We're working with a limited number of companies to validate Onesta as an employee benefit. Pilot partners get direct founder access, flexible terms, and meaningful input into how the product develops for teams.
This is early. We're looking for the right partners, not the most partners.